Bad Credit Car Loans Toronto

Are you looking for bad credit car loans in Toronto? Are you one of the good people who want to get a used car loan and have bad credit problems? Bad credit is more common than you think! The good news is, more and more used car loan lenders are now targeting good people with bad credit!

Even if you have bad credit, you can still qualify for an auto loan! We offer special used car loans for people with bad credit. You can apply online for your used car loan, and not have to put up with the unneeded stress of trying to get car loan through the dealership! Apply Today!


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Here's how good people buy a used car with bad credit!

Set up special financing before even stepping into the dealership! You can get "per-approvals" from many used car loan lenders. We have access to many used car loan lenders such as, RBC, National Bank of Canada, Desjardins Auto Finance, Trend Financial, Eden Park Auto Finance, etc. This way you know exactly how much you can spend, and how much your monthly payments will be!

In order to qualify for a bad credit car loan, lenders look at some specific things. They will want to see if you have sufficient income to cover your current bills, the used car loan payment you are about to commit to, as well as the costs of maintaining and insuring your new car. Most lenders also prefer that you've held your current job for about 6 months, and that you've had a consistent home address.

Like with any other buying situation, it is best to compare rates among different lenders. We try our hardest to get a car loan with the best rate possible that suites your needs. Be careful not to apply to too many places though, as too many credit inquiries will have a negative effect on your credit score and the chances that you don't get approve will be higher.

Also, we can help you if you have no credit, or if you are a newcomer to Canada. If this is your case, call us today and we will give you more information for Newcomer car loans or No credit car loans.

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Need help filling out your application? One of our helpful sales associates would be happy to go through this with you.

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